All rates shown below are effective July 1, 2025, through June 30, 2026.
Hospital Indemnity Insurance monthly premium rates
This coverage from Lincoln Financial pays a lump sum directly to you when you or an enrolled family member are admitted or confined to a hospital.
You may only enroll in this coverage during this Special Enrollment Period, during the annual open enrollment, or upon a family status change due to marriage/gain of a domestic partner or birth/adoption.
Watch this 2-minute video for some examples of benefits you or your covered family members will receive if enrolled. Watch here.
| Coverage Level | Biweekly Premium | Semimonthly Premium |
|---|---|---|
| Employee Only | $7.36 | $7.97 |
| Employee and Spouse/Domestic Partner | $15.69 | $17.00 |
| Employee and Child(ren) | $11.26 | $12.20 |
| Employee and Family | $20.42 | $22.13 |